Caleb and I believe serving God with our whole hearts includes being wise with where our money goes. That includes making smart purchases, but it also includes NOT making certain purchases!
(This post may contain affiliate links. For my full disclosure policy, click here.)
With a little bit of ingenuity and smart planning, there are quite a few things we can cut out of our budget to save us money each month!
Thankfully, Caleb and I have both been blessed with good health. Neither of us have chronic diseases and we don’t get sick easily. That is definitely to our advantage, both for our well-being and for our financial sake.
However, I have terrible year-round allergies and Caleb struggles with them seasonally. But we don’t just suffer through them!
While we have chosen not to invest our money in medicine, we have chosen to invest in essential oils and nasal spray. These have been a lifesaver for us, and they completely keep our allergies at bay! Win, win! Although they are an initial investment, they are completely worth it in the long run. 🙂
I work from home and Caleb does quite a bit of work with his film business from here, as well. We end up printing quite a bit, but printer paper can get so expensive. So what do we do? We just flat out don’t buy it!
Instead, we get leftover paper from other sources. For example, I was in charge of a 5K race one summer, and we had a lot of course maps left after the race. They were going in the trash, so I grabbed them, and we now use them at home!
Of course, if we are mailing the print or giving it to someone, we wouldn’t use paper with something like a map on the back. But for our own everyday use? Absolutely! Try talking to your boss or even your church and ask if you can have their scrap paper. They’re usually more than happy to give it away! 🙂
Brand New Phones
Caleb and I love technology, and we use our phones all the time. We even run our businesses with them. That being said, we think it’s ridiculous to pay $600+ for a new phone every year or two.
Last summer, it was time for both of us to get new phones. Caleb did tons and tons of research, and he discovered that the LG G4 was the perfect phone for both of us. It has an awesome camera, a smooth operating system, and a great battery. The only catch? It’s not the newest.
But does that matter? NO. Because in his research, Caleb also discovered that the upgrades made to the LG G5 were minor, and definitely didn’t make it worth the $200 price jump. We bought the G4, and we’ve had no regrets.
Before you jump on the newest iPhone bandwagon, do your research. If you can get an older phone that’s just as good for a better price, go for it! 🙂
A Big Name Phone Carrier
We live in a very rural area where no carrier is perfect, but Verizon and AT&T are the only ones that even work. We spent many, many hours trying to choose between Verizon and AT&T, because we felt like they were only options.
AT&T didn’t offer the kind of plan we wanted, but Verizon’s data packages were more expensive. Either way, we were going to be paying over $100 for our two phones.
Then, we asked our Facebook friends who they used, and someone suggested Cricket. Come to find out, Cricket runs off AT&T towers, but they offer better plans than AT&T and charge way less!
We ended up choosing Cricket and are now paying $70 for unlimited talk + text, plus each of us has 4 GB of data each month. It was the perfect deal for us! 🙂
A great resource to help you learn how to not spend money is Erin Odom’s new book, More Than Just Making It. This book is part memoir, part manual, and it covers everything from solving an income problem to solving a spending problem.
If it’s an income problem, Erin covers many different ways to make extra money to support your family. If it’s a spending problem, Erin does what I did in this post; she talks about different ways to cut your budget by NOT buying certain items and services!
Whether you struggling with staying on budget or simply looking to become a better steward of the money God has blessed you with, you need to read More Than Just Making It!
How do you save money by not spending money? What’s on your no-buy list? Leave me a comment and let me know!
More money-saving tips: