Trying To Stay On Budget? Stop Buying These 4 Things!

My husband is self-employed and I am a homemaker. When we got married, we set a budget, and we have to stick to it every month. Not only is it vital for our survival, but it’s important to us. We believe serving God with our whole hearts includes being wise with where our money goes. That includes making smart purchases, but it also includes NOT making purchases sometimes. Are you trying to stay on budget but still struggling? Stop buying these things! They help us to stay on budget!ย ๐Ÿ™‚

Stop Buying These Things

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Medicine

Thankfully, Caleb and I have both been blessed with good health. Neither of us have chronic diseases and we don’t get sick easily. That is definitely to our advantage, both for our well-being and for our financial sake. However, I have terrible year-round allergies and Caleb struggles with them seasonally. But guess what? We don’t just suffer through them! While we have chosen not to invest our money in medicine, we have chosen to invest in essential oils and nasal spray. These have been a lifesaver for us, and they completely keep our allergies at bay! Win, win! Although they are an initial investment, they are completely worth it in the long run. ๐Ÿ™‚

Related Post: 3 Reasons I Love Essential Oils

Printer paper

I work from home and Caleb does quite a bit of work with his film business from here, as well. We end up printing quite a bit, but printer paper can get soooo expensive. So what do we do? We just flat out don’t buy it! (We did buy a package when we bought our printer to use when we need to print out something nice.) Instead, we get leftover paper from other sources. For example, I was in charge of a 5K race this summer, and we had a lot of course maps left after the race. They were going in the trash, so I grabbed them, and we now use them at home! Of course, if we are mailing whatever we are printing or giving it to someone, we wouldn’t use paper with something like a map on the back. But for our own everyday use? Absolutely! Try talking to your boss or even your church and seeing if you can have their scrap paper that would normally get thrown away. They’re usually more than happy to give it away! ๐Ÿ™‚

Stop Buying These Things Quote

Brand new phones

Now before you start thinking that we’re living off the grid or something, let me assure you that is not the case. We love technology, and we use our phones all. the. time. That being said, we think it’s ridiculous to pay $600+ for a new phone every year or two. This summer, it came time for both of us to get new phones. Caleb did tons and tons of research, and he discovered that the LG G4 was pretty much the perfect phone for both of us. It has an awesome camera, a smooth operating system, and a great battery. The only catch? It’s not the newest. But does that matter?ย NO.ย Because in his research, Caleb also discovered that the upgrades made to the LG G5 were minor, and definitely didn’t make itย worth theย $200 price jump. We bought the G4, and we’ve had no regrets. It’s an awesome phone. So before you jump on the iPhone 7 bandwagon, do your research. If you can get a little bit of an older phone that’s just as good for a better price, go for it! ๐Ÿ™‚

A Big Name Phone Carrier

For our final non-purchase, I’m sticking with phone theme. We live in a very rural area where no carrier is perfect, but Verizon and AT&T are the only ones that even work. We spent many, many hours trying to choose between Verizon and AT&T, because we felt like they were only options. AT&T didn’t offer the kind of plan we wanted, but Verizon’s data packages were more expensive. Either way, we were going to be paying overย $100 for our two phones. Then, we asked our Facebook friends who they used, and someone suggested Cricket. Come to find out, Cricket runs off AT&T towers, but they offer better plans than AT&T and charge wayyyy less! We ended up choosing Cricketย and are now paying $70 for unlimited talk + text, plus each of us have 2.5 GB of data each month. It was the perfect deal for us! ๐Ÿ™‚

Related Post:ย 6 Simple Ways To Earn Extra Money Online (That AREN’T Blogging!)

We’ve been able to save money and stay on budget throughout our marriage because we chose to not spend our money on these four things.ย What about you? How do you save money by not spending money? What’s on your no-buy list?

Want to see more? Follow Small Town Soul on Facebook, Instagram, Twitter, and Pinterest!ย And donโ€™t forget to share this with someone who would enjoy it! ๐Ÿ™‚

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20 Comments

  1. I’ve never heard about Cricket, I’m going to look into that! I think buying the new phones as soon as they come out is crazy, I always wait until they go “on sale”.

  2. I feel like whenever a new iPhone comes out everyone needs to drop the phone they have and upgrade! It’s crazy how much money we put into technology these days. Great post- thanks for sharing!

  3. Mine is definitely not eating out as much and cooking my lunches for work. It’s a huge money saver and makes going out even more special. ๐Ÿ™‚

  4. Putting the reins on eating out is big for us right now, especially lunches. Packing a lunch during the work week saves so. much. money. Money that can be put towards other things or paying down debt. Thanks for your tips!

  5. These are great tips, Abbey! I’ve never thought to reuse paper and I love the tip about not getting brand new phones. It’s so funny how we can sometimes think that we “need” those things, isn’t it? But marketing for technology is just a little coy, and often the difference in price from one model down is never worth the cost of buying something brand new! Thanks for the tips!

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